Budgeting your income
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If I have take-home pay of, say, $2,000 a month, how can I pay for housing, food, insurance, health care, debt repayment and fun without running out of money? That’s a lot to cover with a limited amount, and this is a zero-sum game.
The answer is to make a budget.
What is a budget? A budget is a plan for every dollar you have. It’s not magic, but it represents more financial freedom and a life with much less stress. Here’s how to set one up.
Budget
How To Create a Successful Budget
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Introduction -
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Introduction
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Why Budgeting Is Important
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Why Budgeting Is Important
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Steps in the Monthly Budgeting Process
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Steps in the Monthly Budgeting Process
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Budgeting Tips
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Budgeting Tips
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Discuss Your Budget with a Credit Counselor
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Discuss Your Budget with a Credit Counselor
Creating a budget
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Introduction
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Introduction
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Step 1: Note your net income
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Step 1: Note your net income
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Step 2: Track your spending
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Step 2: Track your spending
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Step 3: Set your goals
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Step 3: Set your goals
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Step 4: Make a plan
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Step 4: Make a plan
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Step 5: Adjust your habits if necessary
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Step 5: Adjust your habits if necessary
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Step 6: Keep checking in
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Step 6: Keep checking in
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